Tag Archives: Water Damage

Hospitality Industry Property Risks: Florida Hotel Room Fire Caused "Box On Top Of Stove Burner"; Water Damage From Sprinkler System

“…someone had placed a box on top of a stove burner and then turned the burner on. The box caught fire and activated the hotel’s sprinkler system, which put out the fire…the sprinkler system drenched the top floor and water seeped down to the first floor, which could have compromised the hotel’s electrical systems…”

The Value Place hotel at the corner of Racetrack Road and Eglin Parkway was evacuated after a small fire started in a room on the second floor about 4:20 p.m. Monday.

Firefighters made sure everyone was cleared out of the hotel and then stayed at the scene until about 9 p.m. to make sure there were no immediate electrical issues that could start another fire.

The hotel’s occupants were sent to other hotels in the area overnight until an electrician can come today to make sure the electrical system is working properly.

Most of the damages the hotel sustained were from the sprinkler water, although there was a small amount of damage from the fire, Wagner said.

For more:  http://www.nwfdailynews.com/local-news/hotel-evacuated-after-fire-1.55276

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Filed under Claims, Fire, Insurance, Maintenance, Training

Hospitality Industry Property Risks: Superstorm Sandy Increases Interest In Commercial Flood Insurance; 40% Of Small Businesses Never Reopen After Water Damage From Disasters

Under the NFIP, non-residential businesses can purchase up to $500,000 in building and $500,000 in content coverage, while residential businesses can purchase up to $250,000 in building and $100,000 in content coverage. Marsh’s Flood Service Center can place up to $30 million in excess of NFIP flood insurance, including business interruption, with A-rated insurance capacity.

According to NFIP, almost 40 percent of small businesses never reopen following a disaster because of water damage. Over the past five years, the average commercial flood claim has been about $75,000.

Interest among businesses in purchasing flood insurance coverage from the National Flood Insurance Program (NFIP) is increasing in the wake of Superstorm Sandy’s heavy rain, record storm surge, and resulting widespread flood damage, according to insurance broker Marsh.

Although most companies purchase commercial flood insurance through the private market, more are now inquiring about purchasing additional coverage through the NFIP. When used in tandem, NFIP coverage can mitigate or “buy down” large deductibles associated with commercial flood policies or simply provide additional coverage.

For more:  http://www.claimsjournal.com/news/national/2012/11/18/217658.htm

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Filed under Flood Insurance, Insurance, Liability, Maintenance, Management And Ownership, Risk Management

Hospitality Industry Property Risks: Hotels Suffer Extensive "Water Damage" From Hurricane Sandy, Requiring An "Extraordinarily Complicated Repair Process"

“…when it comes to water damage, trust the experts…hotels in New Orleans made it through Katrina and Gustav with clear emergency plans in place. And where there is water, there’s potential for mold.”

“Mold and water damage may be confounding to many hotel managers because it is not something one customarily knows a lot about,”

Hotels in the affected areas felt Hurricane Sandy’s hardest punch Monday night, but as properties from the East Coast to the Midwest deal with storm damage and after-effects, it’s worth it to revisit safety and security procedures for everything from water damage to dealing with irate guests. Here’s a quick roundup of articles from current sources and Hotel Management’s archives to help navigate the storm:

CRISIS COMMUNICATIONS
First off, Eblin Group’s Scott Eblin shares the five tips leaders can glean from New York City’s Mayor Michael Bloomberg about crisis communications. The gist: project quiet confidence, be consistent and frequent, be relevant, make specific requests, and put the team front and center.

Next check out “Crisis situations call for clear communication plans” from the Hotel Management archive.

CLEANING UP
Learn from hoteliers who dealt firsthand with Hurricane Katrina; when it comes to water damage, trust the experts. From “Lessons learned in the Big Easy,” (Hotel Management, 2009) see how hotels in New Orleans made it through Katrina and Gustav with clear emergency plans in place.

And where there is water, there’s potential for mold. Check out the EPA’s list of ten things to know about mold here, as well as resources for flooding and mold remediation. (Scroll to the bottom of the article).

It will take some time to assess flood damage following Hurricane Sandy, but one lesson hoteliers have learned over the years is to hire the experts when it comes to mold damage. As Colin Reed, Gaylord Entertainment’s chairman and CEO, said following the extensive Gaylord Opryland flooding in 2010, “flood damage requires an extraordinarily complicated repair process.”

Not only is the repair process something best left to experts, the legal issues also may be too murky to handle on your own. “Mold and water damage may be confounding to many hotel managers because it is not something one customarily knows a lot about,” said Karen Morris, a lawyer specializing in hotel litigation and Hotel Management’s legal columnist. “The good news is that managers do not need to be even semi-experts in this field. Rather, hire an expert and follow his/her advice concerning frequency of inspections, methods of inspection, and necessary clean up.”

So what about insurance claims? Check out Hotel Management archived articles about contingent business interruption coverage and steps for handling an insurance claim.

For more:  http://www.hotelmanagement.net/property-security-and-safety/what-you-need-to-know-about-cleaning-up-after-sandy

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Filed under Claims, Flood Insurance, Insurance, Maintenance, Management And Ownership, Risk Management

Hospitality Industry Property Risks: Massachusetts Hotel Roof Detaches During Storm Causing Water Damage

“…about 25 percent of the roof had become separated, and he said it is a possibility that more could become detached as the storm progresses…”

Earlier this evening, high winds damaged the membrane roof of the DoubleTree Hilton Hotel in Middleton and Danvers. Some of the roof started to separate, and the hotel is experiencing water damage as a result.

The Fire Dept. has notified the Middleton building inspector and electrical inspector, as well as the Danvers electrical inspector of the damage.

A few hotel guests staying on the recently renovated 8th floor were moved because of the water damage.

“The hotel staff is working to mitigate any water problems inside the rooms but as far as the actual roof repair that cannot be undertaken until the storm is over,” said Twiss, who said it would be too dangerous at this time.

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Filed under Business Interruption Insurance, Insurance, Maintenance, Management And Ownership, Risk Management

Hospitality Industry Property Risks: North Carolina Hotel Suffers Extensive Water Damage After "Prank Phone Call" Causes Guest To Activate Fire Sprinkler

“…The caller told the guest who answered to activate the fire sprinkler in the room because there was a gas leak. After the guest followed the directions, the caller hung up…”

For the second time this year, a Leland hotel has suffered extensive damage because of a prank phone call. Leland Police say early Sunday morning, someone called the front desk of the Best Western off US 17 and asked to be transferred to a room.

The same thing happened to another guest in the hotel back in May. That prank flooded the first two floors of the hotel and caused thousands of dollars in damage.

Leland Police detectives believe this prank may be only one of many nationwide, as was the case back in the spring. Detectives are investigating any and all leads and plan on possible collaboration with federal officials to aid in this investigation.

For more:  http://www.wwaytv3.com/2012/10/22/leland-hotel-damaged-prank-call-for-second-time

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Filed under Crime, Guest Issues, Insurance, Liability, Maintenance, Management And Ownership, Risk Management, Training

Hospitality Industry Property Risks: Mississippi Hotel Fire Causes $4 Million In Damage As Roof And Most Of Third Floor Rooms Destroyed; Heavy Water Damage To Lower Floors

“…Three-quarters of the roof is gone, along with the tower over the elevator shaft, which collapsed… Most of the third floor rooms were damaged or destroyed by fire and the lower floors inundated by water from the fire hoses…”

Federal investigators have joined the investigation into Wednesday’s fire at a Howard Johnson Inn on the Mississippi Gulf Coast.

The fire burned through the roof of the three-story hotel, doing an estimated $4 million in damage. The Bureau of Alcohol, Tobacco and Firearms will help state and local officials determine the origin and cause of the fire, says Joel Lee, who leads the ATF’s Gulfport field office.

Four Jackson County fire departments responded to the blaze at the hotel Wednesday, which is in the unincorporated St. Martin community north of Ocean Springs. The fire burned for more than three hours.

Officials said the fire spread because the older building lacked the fireproofing required by building codes in newer structures. Another fire damaged the hotel in 2010.

For more:  http://www2.wjtv.com/news/2012/oct/20/federal-agency-joins-hotel-fire-investigation-ar-4794171/

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Filed under Fire, Insurance, Maintenance, Management And Ownership

Hospitality Industry Risk Solutions: Oklahoma Restaurant Roof Fire Causes Extensive Structural, Water And Smoke Damage

“…Firefighters arrived quickly, but struggled with the fire because flames became trapped between two layers of the roof toward the back of the building…”

A popular Oklahoma City pizza restaurant is closed following a fire early Tuesday morning. A police officer driving down N. Western near Nichols Hills first reported heavy smoke coming out of the Hideaway Pizza restaurant around 3 a.m.

Once they doused the flames, crews surveyed the damage. It appeared most of the heavy fire damage is in the rear of the structure near the kitchen area. There is smoke and water damage throughout the building.

Firefighters are still trying to figure out what started the blaze; arson investigators and a State Health Department representative spent several hours at the scene.

Fire investigators say it appears the fire had smoldered inside the building for quite a while.

For more:  http://www.newson6.com/story/19631479/fire-heavily-damages-popular-okc-pizza-place

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Filed under Fire, Insurance, Maintenance, Management And Ownership

Hospitality Industry Property Risks: California Hotel And Restaurant Fire Caused By Electrical Malfunction; Over $400,000 In Roof And Water Damage

“…The blaze damaged the inn’s roof and attic, and there was water damage to the upper floors…damage is estimated at between $400,000 and $500,000…”

An electrical malfunction in a bathroom might have caused a fire at the Calistoga Inn Tuesday morning, a Calistoga firefighter said. The fire was reported at 3:13 a.m. at the inn, restaurant and brewery located at 1250 Lincoln Ave.

Guests were evacuated as crews began to battle the flames.  Twelve of the hotel’s 18 rooms were occupied, mostly by couples, Tamagni said. No injuries were reported.

For more: http://sanfrancisco.cbslocal.com/2012/08/28/electrical-fire-causes-half-a-million-in-damage-to-calistoga-inn/

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Filed under Claims, Fire, Insurance, Maintenance, Management And Ownership, Risk Management

Hospitality Industry Property Risks: Kentucky Hotel's Roof Partially Torn Off By High Winds; Water Damage To Top Three Floors From Sprinkler System

“…the National Weather Service was calling for 60-mile-per-hour winds. The top three floors of the hotel had water damage from the sprinkler system and officials say those guests were relocated…”

A Louisville hotel suffered damage in Thursday’s storm. Heavy winds whipped through the airport at an estimated 44-mile-per-hour winds. At one point, part of the roof on the Crowne Plaza Hotel was blown off.

At least 200 rooms were impacted. Several cars in the parking lot were also damaged.

The Crown Plaza was hosting the National Junior Angus Show and was at 100 percent occupancy.

“We’ve also heard the sprinkler system went off in there and that other things could be ruined other than the top floors, so we were anxious to see, but we were very amazed to see all the debris. Amazed. And that’s typically where we park,” says Donna Guice, a hotel guest from Louisiana.

For more:  http://www.wdrb.com/story/19070473/louisville-hotel-damaged-in-thursdays-storm

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Filed under Claims, Insurance, Maintenance, Management And Ownership, Risk Management

Hospitality Industry Property Risks: Washington D.C. Hotel And Restaurant Suffer Significant Water Damage When Pipes Burst; Repairs Could Take Six Months

“…due to extensive water damage, the Latham Hotel & Citronelle closed down on July 12, 2012.  The building will be evaluated for the full extent of the repairs, but we are expecting that it may take up to 6 months to complete the necessary improvements…”

Water damage will temporarily close Georgetown destination Citronelle, and the hotel that houses it as well, according to a spokeswoman for the restaurant.

Both venues suffered water damage, though how significant is unclear at this point. Recent storms have plagued the general Washington area, including last week’s derecho that caused major power outages regionwide.

Citronelle spokeswoman Mel Davise confirmed the closure via email and said it could last up to a few months. She said she could offer no further details at this time about the closure or damages.

For more:  http://www.bizjournals.com/washington/blog/2012/07/citronelle-latham-hotel-temporarily.html

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Filed under Insurance, Maintenance, Management And Ownership, Risk Management