“…As a result of the EEOC rulings, which broaden the definition of disability to include protections for employees with, for example, cancer, diabetes or epilepsy…Â the definition of disability under the law was â€œsignificantly expandedâ€ by the ADAAA, and she also expects claims numbers to grow as a result.”
â€œ…Itâ€™s cheaper to purchase (the properÂ Employment-Practices LiabilityÂ coverage] than to defend yourself against one of these claims…”
Steps taken by federal officials to broaden the definition of â€œdisabilityâ€ is putting pressure on employersâ€”and insurers are forecasting an increase in employment-practices liability (EPLI) claims.
The Americans with Disabilities Act Amendments Act (ADAAA), which went into effect on Jan. 1, 2009, directed the U.S. Equal Employment Opportunity Commission (EEOC) to revise its regulations â€œto restore the intent and protectionsâ€ of the original act, and to address what lawmakers felt was a too-narrow view taken by courts of the original ADA provisions.